We got into this mess by getting over commited. That applies to everyone from the lowest paid, who were given morgages in America that the Banks/Loan societies knew they could not sustain. It doesn't affect the value of anyone's house if the family have to hold their property for say a term of 10 years. That the property must be maintained in good order. And that social schemes set up by the banks in each poorer area are there to create Jobs, and training for jobs.
What option is there otherwise as there is simply a deadlock otherwise, between those who created the problems, and those who unwittingly became sucked into the problems. Everyone seems to be in the same boat. At least those who need shelter are taking the initiative, and it might be the right time for those who caused the problems to match this initiative with some non profiteering inspiration.
Surprisingly it's called creating wealth when good education and prospects are given to all in society. I left School at 15, having a few exam results. I hated School. Perhaps if I had lived in a different era, or had a different childhood or personality, I would have been a rocket scientist, or a vetinary surgeon. Do you know what I loved being a Hairdresser! I have begun to yearn for it again, and I have 18 months to go befor the terms of the sale of my business allow me to do anyone's hair again.
I offered this as a clause when selling my business so that I could not drift back into doing a few haircuts on clients that originally belonged to my business. Yes they were 'my clients', but not 'mine' to steal from a viable business in a island, where the demographics of people, and available spending power are closely fought over. There are moral rules one must find and follow in order to have credibility both as a person, and a business person. I believe this should apply to any kind of business.
I love to see beautiful people finding hope, when all has been lost and there is no light at the end of the tunnel. I do believe there is light and we can all see it, but we must keep working towards it or we will become distracted with side issues.
I suppose if I was to be an OWS activist on the street I would be considering what is truly important in a society for everyone. Perhaps it would go like this.
1. Good standard of housing. (That doesn't mean modern). It means not damp. Well insulated. Freshly decorated when moving in. Heated appropriately. With a bathroom, and loo. Enough bedrooms for two to share each bedroom, or singles created if not appropriate for girl and boy sharing.
I would simply take over boarded up properties and get them done up. There must be enough of them. That these buildings may not be bought or sold, but only exchanged within this 'market'. That a nominal rent be charged according to when people have work so that the money can be used to help upkeep properties in the 'self help portfolio'.
That this is given Government sanction, not taxed in any way, and that the property owners be given the option to buy other land at a suitable discount to allow these properties to be used.
That these properties form their own residents commitees to manage their homes together. A grant per home from a Donation fund set up by the banks and building societies who foreclosed on morgages, and their 'debts to humanity' be given in a seed start up fund, to repay their debt to the Countries/Individuals most vunerable whom they mercilessly applied ridiculous and inhumane laws towards.
That both countries and individual home owners may have right of tenure regardless of whether they are currently repaying their terms of borrowing or not, and that a negotiated final sum that is truly payable be agreed between parties who are likely to fall into the 'debt trap'.
This doesn't mean people will not have the incentive to move to the next stage of buying their own home if they wanted to work for it. It would just enable them to save for a proper downpayment, and be sure of sufficient income to sustain a NON USUARY mortgage. Lets all just cap this rampant capitalist model, and realise parts of it work to the detriment of others on the fringes and in the margins of our societies.
Well that will do, I might think up something else tomorrow.